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Borrowing Power Calculator

Find out how much you could borrow based on your income, expenses, and the loan you have in mind. For informational purposes only — not financial advice.

Proposed loan

$600,000
$50k$2M
6.50%
1%15%
30 years
10 yrs30 yrs
+3.00%
0%5%

Lenders add a buffer to check you can still repay if rates rise. Test rate = 9.5%

Income

$

Before tax. Salary + any guaranteed income.

$

Household

Existing commitments

$

Car loans, personal loans, other mortgages

$

Estimated living costs for single + 0 dependant(s): $2,000/mo

Fill in your income, household details, and the loan you have in mind to see your borrowing power.